Protective Vehicle Service Contracts, Tire & Wheel Protection, and Maintenance Plans

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Protection for Your New or Pre-Owned Vehicle

Vehicles are rapidly evolving with advanced technology. Protective offers solutions to safeguard against unexpected repair costs and keep you on the road.

Vehicles are one of the fastest-growing technological devices in the world. Their mechanical systems are powered by sophisticated software and monitoring systems. It is now more important than ever to avoid the cost of unexpected repairs-and keep you on the road.

    Vehicle Service Contracts (VSCs)

    Protect yourself from costly mechanical breakdowns with a Protective Vehicle Service Contract.

    A Vehicle Service Contract helps protect you from unexpected repair costs for covered mechanical breakdowns. We offer various levels of coverage to suit your needs and budget. Review the comparison table below to understand the differences between our Platinum, Gold, Silver, and Powertrain plans.

      VSC Coverage Comparison

      Compare the coverage levels of our Platinum, Gold, Silver, and Powertrain Vehicle Service Contracts.

      Component Platinum Gold Silver Powertrain
      Engine All internal lubricated parts, cylinder block, cylinder heads, etc. All internal lubricated parts
      Cooling and Fuel Diesel fuel injection pump, fuel injectors, water pump, radiator, etc.
      Transmission Transmission case, torque convertor, transmission mounts, etc.
      Drivetrain Automatic front locking hubs, axle shafts, CV joints, differential, etc.
      Air Conditioning Clutch and bearings, compressor, condenser, evaporator, etc.
      Brakes Backing plates, calipers, master cylinder, etc.
      Steering Control valve, cooler lines, pressure line, idler arm, etc.
      Suspension Ball joints, control arms, struts, stabilizer bars, etc.
      Electrical Alternator, ignition module, starter motor, wiper motor, wiring harnesses, etc.

      Disclaimer: This table provides a simplified overview. Please refer to the actual service contract for complete details on coverage, limitations, and exclusions.

        Additional VSC Plan Benefits

        Beyond covered repairs, our VSCs offer valuable additional benefits.

        Our vehicle protection plan provides you peace of mind knowing you're protected against certain costly repairs and includes additional valuable benefits with coverage throughout the United States and Canada such as:
        • Rental Car Allowance: We will reimburse you up to $35 per day for a maximum of 7 days, immediately effective when Your vehicle is accepted for a covered repair.
        • Towing Allowance: We will reimburse you up to $100 if your vehicle needs to be towed due to a Mechanical Breakdown.
        • Road Service Allowance: We will reimburse you for road service expenses, up to $100 (in excess of any amount covered by the manufacturer's warranty) related to a disablement (out of gas, locked out, tire repair).
        • Trip Interruption: We will reimburse you for expenses incurred for meals and lodging up to $100 per day for a maximum of three days when the vehicle is undergoing a covered repair due to a mechanical breakdown that has occurred more than 100 miles from your residence.
        • Transferable and Cancellable: Subject to fees.

          Tire & Wheel Protection

          Protect your tires and wheels from the hazards of the road.

          Protect yourself from the repair costs caused by road hazards Protect yourself from the repair costs caused by road hazards with our road hazard coverage. You will have peace of mind knowing your tires and/or wheels are covered in the event they are damaged as a result of a road hazard, such as nails, screws, glass, potholes and cracks on the road. We offer three levels of protection: * **Tire Plan:** Covers the repair or replacement of tires damaged by road hazards. * **Tire & Wheel Plan:** Includes the Tire Plan, plus covers the repair or replacement of wheels that won't seal or hold air after tire repair/replacement due to a road hazard. * **Tire & Wheel Plan with Cosmetic Repair:** Includes the Tire & Wheel Plan, plus covers limited repair of cosmetic surface damage to alloy wheels due to a road hazard.

            Tire & Wheel Plan Comparison

            Compare the different levels of Tire & Wheel Protection.

            Coverage Tire Plan Tire & Wheel Plan Tire & Wheel Plan with Cosmetic Repair
            Tire Repair or Replacement (Road Hazard) Yes Yes Yes
            Wheel Repair or Replacement (Road Hazard) No Yes Yes
            Cosmetic Wheel Repair (Road Hazard) No No Yes

              Maintenance Plans

              Keep your vehicle running smoothly with a Protective Maintenance Plan.

              Our maintenance plans help you stay on top of routine maintenance, preventing costly repairs down the road. We offer three plan options: * **Basic:** Covers essential services like oil changes, tire rotations, and multi-point inspections. * **Value:** Includes the Basic plan, plus cabin and engine air filter replacements and front wiper blade replacement. * **Premium:** Includes the Value plan, plus wheel balance, wheel alignment, and one front brake pad replacement (for terms of 36 months and greater).

                Maintenance Plan Comparison

                Compare the coverage of our Basic, Value, and Premium Maintenance Plans.

                Service Basic Value Premium
                Lube, Oil, and Filter Yes Yes Yes
                Tire Rotation Yes Yes Yes
                Multi-Point Inspection Yes Yes Yes
                Cabin Air Filter Replacement No Yes (every 15,000 miles) Yes (every 15,000 miles)
                Engine Air Filter Replacement No Yes (every 15,000 miles) Yes (every 15,000 miles)
                Front Wiper Blade Replacement No Yes (every 12 months) Yes (every 12 months)
                Wheel Balance No No Yes (every 15,000 miles)
                Wheel Alignment No No Yes (every 30,000 miles)
                Front Brake Pad Replacement No No Yes (one time during the term, for terms 36+ months)

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